Statistics for teen drivers in California are far from good. The incidence of car crashes among them is so high that many parents will prefer they don't drive until they get older. Even while this may work for a number of families, it might not work in many others.
It could be very depressing for a kid to be the only one among peers who is yet to start driving. So what can you do to both help them stay safer and lower the usually high car insurance rates they get? This piece will show you how...
Teenagers normally expect adult privileges but prefer kindergarten responsibilities. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.
If it makes sense in your circumstance, let them pay for their car insurance or at least bear a part of their auto insurance premium. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they're the ones paying and they will also be the ones to benefit from lower California car insurance rates.
Your teen driver would be safer and ultimately attract lower rates for their California car insurance policy if they do the following...
1) Don't allow them to drive in the company of their peers unless you or an adult you can trust is in the car with them.
2) Let there be an agreement between you and your teenager that they won't drive in the night. For those whom this may not be an option, teach your teen what to do and how to drive at night.
Most accidents happen between 9.00pm and 2.00am.
3) Let them know the dangers of driving after drinking and have them promise never to drive after drinking. Err on the side of safety and insist that they do not drive after as little as a sip of alcohol.
4) Let it be ingrained in your teenager that they are not on a race track even when they are on the highway.
They should obey speed limits and traffic laws.
5) They must tell you where they intend to drive to with their cars. It may be hard sometimes but there are place where your teen is better off using public transport.
These all presume that you already have great communication with your teenager. While you're doing those or even if you find them difficult to implement in your case, here's how any teen can get lower auto insurance rates: Get and compare quotes from five or more reputable quotes sites.
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